Recently, I was exposed to an overpayment photography scam. It was disturbing, and it ruined a potential friendship. I’m going to outline how it happened in this article, so that other photographers don’t get fooled by these scam artists. What they do is disgusting, and exploitative. They have no heart, and I don’t want them to hurt others who work hard to earn their money. These scammers use easily available disposable cell phone numbers, and UPI accounts, to target their victims.